I bought a new MacBook Air M2 256GB model a few days ago. I inquired about AppleCare+ for 2 years, which costs Rs. 17,000, but physical and liquid damage are not covered.
I also checked with a third-party service, Onsitego. They offer 3 years of coverage for Rs. 9,500, with all types of damage covered. However, there is a service fee of Rs. 1,999 for every damage claim.
Please suggest which option is best.